Kinda late to make picks, but
Chargers at Broncos: I'll take the Broncos, though I'm really uneasy right now.
YOU BETTER FUCKING WIN!!!DON'T LET ME DOWN PLEAAAAAAASE!!!
49ers at Panthers: My gut tells me the Panthers will win. If I overthink this, I'll change my mind. So I won't overthink it.
Now all these fans and sportswriters can slow down when it comes to Andrew Luck. He's good, but he's not Joe Montana. He'll get better, but let's not crown him prematurely.